Our client gives out small amounts of money for fixed dates such as $1000 for 150 days. The company was determined to automate the loan disbursement process in order to reduce the loan servicing costs and exclude the human factor along with possible errors that they may make.
G’solutions chose 2 mobile developers, 1 Go backend developer, 1 UX designer, and 1 systemic analyst. Our team discussed the processes of document verification through external systems, as well as application processing and loan disbursement. Then the needed CRM system modules were developed. At first, it was the user's personal account. Microloan applications were automatically collected and implemented through a website where the borrower registers. After registering, the customer selects the amount of money. Then the program informs about the dates of the payment. Afterward, the borrower passes a simple identification procedure through an SMS code which is then fixed in the CRM system of the company. Later on, they need to fill in some specified information about themselves: photo, ID, card data, etc. People who have already dealt with the bank, have their info along with the payment history in the company’s CRM, and if they want to take another loan, CRM takes the responsibility to decide whether let the person continue working with the bank or not.
IOS Developers, Android Developers, Golang Developers, Camunda Developer, Project Manager, Analyst
Swift, Kotlin, Golang, Camunda BPMN, Jira, Agile, Docker, K8, Jenkins